Preview🚀 NEWUpload PDFs, Word & images without signing upExtra 10% off your first year on annual plansOffer ends October 24, 2026 at 11:59 PM China Standard TimeGet the deal →
Preview🎃 HALLOWEEN SALEExtra 15% off your first year on annual plansOffer ends October 31, 2026 at 11:59 PM Pacific TimeGet the deal →
PreviewBLACK FRIDAYExtra 20% off your first year on annual plansOffer ends December 1, 2026 at 11:59 PM Pacific TimeGet the deal →
Plans & Credits / Credits

Credits

The full rules for MindLM credits: how signup, daily login, referrals, memberships and redeem codes grant them and how long they last; the 1 credit per 10,000 tokens baseline; Fast and Pro model multipliers; per-minute audio pricing; the reserve-then-settle mechanism with refunds on failure; and the free plan's 3-a-day limit.

Last updated ·

Credits are MindLM's unit of usage: generating maps spends them; logging in, inviting friends and memberships grant them. Every change is listed under Billing in Settings.

Earning credits

SourceCreditsNotes
Signup bonus10Granted automatically at registration
Daily login1Granted the first time you open the app on each UTC day
Invite a friend10 eachAfter the friend signs up and generates a first map, you both get 10; up to 50 friends
Pro membership200 / monthGranted every billing cycle
Max membership600 / monthGranted every billing cycle
Redeem codesVariesCredit codes go straight to your balance; membership codes grant the period's credits

Referral milestones add more: 1 invite gives 3 days of Pro, 10 unlock a custom invite code, 20 give 30 days of Pro, 50 give a year. The entry point is Invite & Earn in the user menu.

Validity

SourceValid for
Signup, daily login, referral rewardsForever
Credit redeem codesForever
Monthly membership creditsThe 30-day period; unused credits lapse
Credits that come with a membership code30 days

Spending uses the soonest-expiring credits first and permanent credits last, so membership credits are never left idle.

Spending rules

Pricing baseline

  • 1 credit ≈ 10,000 tokens, counting input and output; the minimum charge is 0.1 credit.
  • Model multipliers: Fast 0.8×, Pro 3.5×.
  • Audio is billed by real duration: 3 credits for the first minute, then 1.5 per minute, partial minutes rounded up.
  • There is no extra multiplier by task type for text, documents, web pages, video, podcasts, images, ebooks or X threads.

Reserve, then settle

  1. Reserved on submit: text reserves 1.3× the estimate; background tasks reserve a fixed hold (2 credits on Fast, 6 on Pro, plus 2 per MB for documents and ebooks up to 40 extra; images reserve 1).
  2. Settled on completion: charged on actual token usage, refunding or topping up the difference. Background tasks charge at least 1 credit.
  3. Failure or cancellation: the whole reservation is refunded.

The text page shows a live estimate; documents, ebooks, video and web pages quote before generating.

The free plan's daily limit

Accounts without a membership can successfully generate up to 3 maps a day, each still charged by the rules above. Once used up, generation resumes at midnight UTC. Pro and Max have no daily cap.

FAQ

Why does the estimate differ from the actual charge?

The estimate converts characters to a token guess; settlement uses the model's real token count. Any over-reservation is refunded, and the Billing tab shows a refund entry.

Not enough credits but I still want to generate?

Switch to the Fast model, shorten the input, log in daily for 1 credit, invite friends, or use a redeem code. For regular use, Pro gives 200 credits a month.

More questions in the Help Center.

Next steps